AutoSure From ANPACSM

Better Value Means Getting the Personal Touch

Because you want the best value for your money, in some circumstances it may make sense to purchase an item over the phone, through the mail, or on your personal computer. But, not always!

Without the right insurance protection, you and your family might not be able to pay for necessary medical treatments, car repairs, legal fees, and other costs that come with being involved in an accident whether you're at fault or not!

When you choose AUTOSURE from ANPACSM, you get a professional agent who lives and works in your community, who understands your financial needs. Your local American National agent will meet with you personally to help you make sure your family's insurance protection has the right features for you, so that you're protected when you need it most!

ANPAC Home Safe and Sound®

You work hard for your most valued possessions. You deserve the best value for your insurance dollar. Your home is more than just where you live. It reflects your unique character, hard work and personal dreams. It's filled with memories as well as treasures you want to protect.

At American National Property And Casualty Company (ANPAC®) we've created ANPAC Home Safe & Sound® just for that purpose. We understand that you expect your homeowners insurance to safeguard you from financial distress in the event of fire, theft, tornado or other covered events.

Our coverage is specially designed to meet your unique needs for dwelling replacement, contents replacement, outbuildings and other structures, loss of use, personal liability, medical payments to others, credit card forgery, and extended coverage for home computers, special treasures, or higher coverage limits if needed.

CHROME®

A Brilliant Way to Insure Your Specialty Car

It's All In The Name! Each letter in CHROME® represents a different type of SPECIALTY VEHICLE we insure:

• Classic/Antique, restored to original condition and at least 25 years old
• Hot Rod/Street Rod, modified, built before 1949
• Replica/Kit Car
• Original un-restored and at least 25 years old
• Modified/Custom, modified, and at least 25 years old
• Exotic, rare or unique, in excess of $50,000 in appraised value
  

You've made a BIG INVESTMENT in your specialty car. Now let CHROME® specialty car insurance from ANPAC® help you protect your investment with coverage designed for car buffs by car buffs.

Safe Harbor Program From ANPAC®

You're Covered from Bow to Stern

AmeriCycle®

Ride Easy. Ride Protected. Under the Eagles Wing.

If you're among the thousands of responsible adults who now tour America's highways and byways on two wheels instead of four, you need the protection afforded by ANPAC's AmeriCycle® Insurance Program.

Assisted by motorcycle enthusiasts, ANPAC® has designed a complete program that addresses all of today's motorcycle rider's insurance needs:

· liability · uninsured motorist protection · medical payments ·
comprehensive and collision · underinsured motorist protection

ANPAC's AmeriCycle® program covers the risk of owning and riding a motorcycle today. Under this program, the driver, the passenger, AND the motorcycle are all covered. What's more, coverage can be extended to include accessories such as trailers, sidecars, etc. With AmeriCycle®, anyone can be an easy rider.

TravelStar from ANPAC®
(Not available in Texas)

RV Insurance That Goes the Distance

When you choose TravelStar From ANPAC® for your motor home or camping/travel trailer insurance protection, you can relax and enjoy your trip with confidence, knowing that ANPAC® has you covered.

Whether you’re a snowbird or a full timer, ANPAC® understands the RV’ers special needs and an agent will help determine the coverage specifically designed for you and your travel considerations.

Mobile/Modular Home Insurance
Coverage provided through Foremost Insurance Group

In addition, Foremost Insurance Group has been recognized by the Ward's Financial Group of Cincinnati, OH as one of the top 50 property and casualty companies in the country for financial stability.

Why insure your mobile / modular home?

Because it's an uncertain world-- and a top quality policy can protect against financial ruin and give you peace of mind. It's a way to protect your home, your belongings, your family, and your lifestyle.

Foremost Insurance Company Grand Rapids, Michigan, Foremost Property and Casualty Insurance Company, Foremost Signature Insurance Company, Foremost County Mutual Insurance Company, Foremost Lloyd's of Texas and American Federation Insurance Company, 5600 Beech Tree Lane, Caledonia, MI 49316.

Renters Insurance

YOUR HOME. It's more than just where you live. It's where you can unwind at the end of a long day. It's where you entertain friends and family, or relax for a quiet night at home. It's where you surround yourself with the comforts and keepsakes that reflect your personal style.

If you rent, you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.

Our ANPAC Home Safe and Sound® Renters Insurance gives you the protection of a renter's policy and protects you against many hazards.

ANPAC UmbrellaSM (Personal Liability)

Valuable additional liability protection that helps safeguards you in the event of a large and unexpected legal judgement.

What would you do if a legal judgment against you was greater than your primary insurance limits?

Every day you hear about high dollar judgments that have been awarded to injured parties. Accidents do happen. Being involved in an accident with severe or catastrophic injuries creates a high liability exposure. A legal judgment against you which exceeds your primary policy limits could leave you in a financial bind for the rest of your life.

Secure ID from ANPAC®

We can help you protect your most important asset - YOUR IDENTITY!

In today's world, who you are goes far beyond your name and address. Your bank and credit information, social security number, and other confidential information are at the heart of your personal identity.

Creditors review it when you need to make a purchase. Employers ask for it when you apply for a new job. To you and your family, that information is vital.

Secure ID from ANPAC® provides proactive monitoring and education services, professional resolution services, and financial coverage.

Country Estate
(Not available in all states)

Coverage for the hobby farmer.

Whether you have a modest fruit and vegetable stand, a small pick-your-own Christmas tree operation, or a few horses out to pasture...if you have a farm, no matter how small, you have risks. As an offshoot of American National Property And Casualty Company's (ANPAC®) Special Farm Package 10®, the Country Estate program was designed for people who enjoy farming on the side, but make the majority of their income elsewhere. Country Estate goes beyond traditional farm coverage, providing a flexible farm package that's tailored to the needs of hobby farmers like yourself.

SFP 10® Credit For The Dairy Quality Assurance Program
(Not available in all states)

Our commitment to quality milk and meat products.

American National Property and Casualty Company (ANPAC®) provides a full range of coverages, including policies tailored to the specific needs of milk producers. We can advise you on the right type of coverage to best protect your interests, including coverage for antibiotic residues in milk.

Commercial General Liability for Horses
(Not available in all states)

Tailored coverage for the equine enthusiast

If you own, board, breed, train, race or sell horses, we need to talk. American National Property And Casualty Company (ANPAC®) provides a full range of coverages, including policies tailored to the specific needs of horse enthusiasts. Whether you breed horses as a profession, or board them for recreation, we can advise you on the right type of coverages to best protect your interests.

Special Farm Package 10® (SFP10®)
(Not available in all states)

By and large, farming is a family endeavor, rich in tradition. But the way you operate your business can change considerably from one generation to the next. We understand that your home and business concerns are often one and the same. Special Farm Package 10® (SFP 10®) combines personal, farm, business property and liability coverages all under one policy, to simplify your insurance protection. You get the convenience of having multiple coverages under one simple policy.

Depending on the coverages desired, you can customize your policy by choosing among five divisions, and a variety of options within those divisions. SFP10® combines similar perils (causes of loss, such as windstorm, fire, theft, etc) into groups to achieve the combination of coverages that are right for you.

Businessowners Advantage
(Not available in all states)

American National Property And Casualty Company's (ANPAC®) Businessowners Advantage policy is designed to provide affordable quality protection for retail business and offices. It contains a host of special optional coverages to address your specific needs.

Businessowners Advantage for Floral Operations
(Not available in all states)

Insurance coverage tailored for retail floral businesses.

American National Property And Casualty Company's (ANPAC®) Businessowners Advantage policy was created to provide affordable quality protection for retail floral businesses. It's not a standard "one size fits all" policy. It's a customized policy, with one comprehensive premium, serviced by one of our qualified agents - a convenience busy floral operations can appreciate.

Contractors Advantage
(Not available in all states)

The answer to contractors' business insurance needs.

American National Property And Casualty Company's (ANPAC® ) Contractors Advantage policy includes coverage for your buildings, permanently installed equipment, outdoor fixtures (including signs) and business personal property.

Contractors Advantage for Landscape Gardeners
(Not available in all states)

The answer to landscape gardeners business insurance needs.

As an owner/operator of a landscape gardening business, you have special insurance needs. American National Property And Casualty Company's (ANPAC®) Contractors Advantage policy is designed for businesses like yours. It contains coverage and features for various contracting trades. And, as an added benefit, it offers special optional coverages to address the specific needs of landscape gardeners.